Make payments that pay back.

Pay@ lets you earn instant cash back at hundreds of places. Use gift cards generated from the app to pay online or in-store.

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How it works

Select Merchant
Online or In-store, wherever you are shopping, search for the brand or retailer from over 150+ merchants available on Pay@ app.
Generate Voucher
Enter the amount you would like to pay at the merchant and generate the voucher. You can use Pay@ Credit balance for the transaction.
Pay with voucher
Use the voucher to make contactless payments In-Store by showing barcode or online by using the Serial number and/or Pin.
Get cash back
You get cash back instantly after your purchase of Gift Card. Cash back is added to Pay@ Credit to use with future purchases.

Brands show you love when you shop

Over 1,000 places to get cash back and offers curated just for you.
Generate Gift Cards to pay at the brands you love and earn unlimited cash back.

We are serious about Security and your Privacy

We don’t sell your data
Pay@ is committed to consumer privacy. We will never sell your data to businesses or third parties. Period.
We don’t store your card
All credit and debit card information is stored with the UAE’s leading Payment Gateway.
Pay@ is secure
We use bank-level security (256-bit encryption) and Multi-Factor Authentication to ensure your information is safe and secure.